Why Healthcare Costs Keep Rising—and How You Can Take Back Control

If you feel like healthcare costs are climbing faster than ever, you’re not imagining it. Recent reporting shows that 2025 will bring some of the largest health insurance cost increases in more than a decade. Employers are bracing for 6–8% premium hikes, and employees are being asked to shoulder higher deductibles, co-pays, and out-of-pocket expenses.

Why are costs going up?

• Medical inflation: Hospitals, clinics, and providers are raising rates to keep up with their own rising expenses.

• Prescription drugs: Specialty medications and new therapies are pushing pharmacy spending through the roof.

• Delayed care: Many people skipped routine care during the pandemic, and now they’re seeking treatment at more advanced (and expensive) stages of illness.

• Administrative overhead: Traditional insurance carries layers of complexity and bureaucracy that eat up dollars before care ever reaches patients.

The result? Employers are squeezed, employees are frustrated, and neither side has a clear way to get ahead of the rising tide.

Why traditional fixes won’t be enough

For years, employers have tried to control costs by switching carriers, raising deductibles, or limiting coverage. But these are short-term patches that shift the burden onto employees without solving the root problem. Consumers, on the other hand, have little power to negotiate with insurers or hospitals on their own.

That’s why experts agree: without a structural shift, costs will continue to rise year after year.

A practical, people-first solution: Impact Health Sharing

This is where Impact Health Sharing comes in. Unlike traditional insurance, Impact Health Sharing is a community-based model where members share medical expenses in a transparent, cost-effective way.

Here’s how it makes an immediate impact:

• Lower monthly costs: Members often save up to 50% compared to traditional insurance premiums.

• Simple, transparent pricing: No hidden markups or confusing networks—just straightforward healthcare sharing.

• Freedom of choice: Members aren’t locked into narrow networks; they can choose providers that work best for them.

• Wellness focus: Encourages proactive health management and preventative care, which reduces long-term costs for both employers and employees.

For employers, this means the ability to offer competitive benefits without crushing budgets. For individuals, it means affordable, reliable healthcare without the frustration of runaway costs.

The bottom line

Healthcare costs are rising—faster than wages, faster than inflation, and faster than most businesses can absorb. But you don’t have to accept these increases as inevitable. By stepping outside the traditional insurance model, you can take control of your healthcare spend today.

Impact Health Sharing is more than a stopgap—it’s a sustainable path forward for businesses and families alike. 

👉Ready to see how much you can save? Fill out this form and our representative will get back with you with a quote!